"I am Nick from Singapore, retired at the age of 25"
This Auto Pilot Profit is highly recommended by me and many thousands others. Now that I can blog and travel all day is because of it.
At first I thought it was a scam like anybody else, but seeing that my friends highly recommending it, I decided to give it a try, and the rest as they say, is history. I never looked back since.
With 100% money back gurantee, you really have nothing to lose.
15
Re:75 year old lady lost $400K from Lehman’s minibond
My heart really sung when I saw this video. This is really very bad news for this old lady. She have always save in fixed deposit.
http://www.youtube.com/watch?v=WlcGNAOOgiU
25
The 5 crazist kissing methods!!! Check to see if you are the same!
1) Thigh
大腿内侧
大腿的内侧是如此的敏感，以至于你可以有一切你可以发挥想象的浪漫之举。就象后背一样，大腿内侧有很多神经末梢，因此，当你抚弄这里时，她将会为你疯狂。
记住哦，一定不要咬这里，即使是很轻，也不要，因为它很敏感，如果你这样做了，她会感觉有些痛，当然，你也会痛哦！
2)knee Cap
膝盖后部
因为所有的神经末梢都集中在膝盖后部，所以，当你的唇，你的舌，你的牙齿轻轻的在这里留下痕迹的时候，她做出的反应定会让你大吃一惊。
记住，一定不要做过头，否则，你会让她尴尬的无法收场。
3) Her Back
臀部
是的，事实上就是这样，大多数女人都喜欢你去抚弄她们的臀部。相当数量的女人喜欢你能在她的后部做更多的文章，相信你知道怎么做吧？
也有一些女人，她们的臀部夜夜都思念你温柔的唇，你性感的舌，你无法拒绝的手指和你一往无前的小战士。怎么样，动心了没有？
4) Neck
颈背
仅仅是对着她的身体的某部分呼吸，就会让她起一身鸡皮疙瘩。所以，想象一下，如果你想用舌和牙齿让她兴奋起来，她会作出怎样的反应。
千万不要忘记随时都会助你一臂之力的手，撩起她的头发，温柔的贴近她的颈背，和她肌肤相接触的你的牙齿是不是能让她感觉到你对她的渴望已经到了零界点。
5) Ear
耳朵
很多女人都想让你去亲吻她的耳朵。但是大部分女人不喜欢你对着她们的耳朵吹。当然，她们欢迎你在她们的耳边甜甜蜜蜜的低语些什么。可千万不要说“今晚能不能给我洗我的运动短裤？”
Source from
http://ks.cn.yahoo.com/question/1307112202139_5.html
31
All about starting up your own business.
Do you ever think that you will be starting up any business of your own?
What do you think you will be selling?
I have tried doing small business in SIngapore when I am 19 years old so I know what will be the 101 things that you need to know when you are starting one business.
Firstly you need to know what kind of items you need to sell and where is the source of the products. Is it approved from SIngapore regulations.
For example,
At that time, we got our goods from local suppliers(gifts) and sells in offices and bazaars.
Item: Big Range of cute items(similar to Mini toons items)
Try to find a very unique product with low cost to start with but a product with purpose. Gifts will sell more slowly unless you are a shop in shopping centers.
The rate of rental for offices, canteen places, hospitals and bazaars.
Ranging from $30 to $100 per day for per table.
If you are selling small items 2 tables should be enough, do not sell regular items as there are plenty of vendors selling at the offices before you do.
Depending on the items you sell strictly, normally their profits will be 2 times or more depending on their cost and competition. More competition means that you need to sell at a lower profit.
Sales: Average is $100 to $1000 per day for my experience and the place you sell.
If you dont have a vehicle, remember that transport service is $50 - $100 per trip depending on the amount of items you need to bring to the place. Normally renting of place like this offices will be around 1 week.
One of my experience.
Sales=$3500 per week($500 daily)
Profit=($3500/3)x2
=$2333.34
(minus)Rental=$1400
(minus)Transport=$350
Total Profit and Loss=$583.34
This profit is base on one of the fairs that I have tried doing last time, the cost didn’t include the spoilt goods and the left over goods in the event of purchasing. Don’t forget that not every location you will have profit,sometimes it is a loss.
Bargaining is common in places like this as office ladies like to bargain a lot.
So if you want to start a business, please find a strong sell-able product before you start.
I will also continue to tell you more about doing business in SIngapore. Example pushcart and etc.
Rental are the lowest in places that I mention in this post, of course human flow is not perfect and only in the lunch time.
Places that I remember
per table is normally 1m by 1m, at certain location you have to take your own tables, no tables provided
Seagate-$50 per table
Alexandra Technopark-$70 per table
NUH-$50 per table ( organize by event company,monthly)
SGH-$50 per table (organize by SGH welfare offices,monthly)
NUS-$50 per table (organize by student,monthly at different location in NUS)
NTU-$50 per table (organize by student,monthly at different halls of NTU)
Offices in Eunos - $50 per table (organize by event companies)
*PS - Also note that the sales is always good on the first time. The crowd will be the same for the location as this is the people who is working there.
You can e-mail me any questions or comments if you need to know about any more details.
25
A short review of this article written on my money blog.
“How to make money from blogs?”
There are plenty of methods to earn money from a blog, which is making the whole selection like a jungle. The most common version for bigger blogs is to use multiple revenue sources instead of using just one which makes it pretty risky.
To make money from a blog today is very easy comparing to what it has been. All you have to do is write quality content and the income will pretty much come of itself. Here I will give you about 10 areas you can choose as income stream for your own blog.
Sources from income – What can I choose from?
1)Advertising programs (Contextual ads)
2)Affiliate Programs
3)Digital products
4)Donations
5)RSS advertising
6)Paid posts
19
For this year 2008:
Lets do a review on the local banks and decide how should we save our money and plan our future. This is my way of saving my money but allowing my to money flow. If there is any needs it can be used in danger situations. I would tell you how should we save our liquid money in banks and their rates now.
POSB - I store some of my money there for GIRO deduction and some daily expenses for easy access, they have the most ATM around SIngapore and it’s really very convenient.
POSBmysavings - 1.6% annually - interest every month - Every month at least $1500 of deposit for this interest rate and have treasures account link to it. It is quite high for the market rate now.
DBS - same as POSB as they are the same bank.
OCBC - have not used the account for a long long time because it is not so convenient for me as there are no nearby OCBC at my living area, so have left the account unused for quite some time.
NTUC Link - 1% annually, no min balance link to NTUC link cards, a mistake to sign up, same thing because OCBC is not near to my living place and I have not gone to NTUC for a long long time. No use at all.
Prudential - I got a Prusave account with them, every year have some cash back and 4% annually for the interest. It will be quite useful if need to save some money aside and in no time you will have a sum of money in 25 years time. Money locked.
Great Eastern Lift - I got a life Plan with them. Not sure for the interest rate and plan as my parents bought for me when I am real young about 14 or 15 years old.
Poems - >1%-2% annually - Last year it was 2.3% at the peak but this year is >1% so POSBmysavings are giving a better offer for now. The good thing is the interest is calculated everyday so you can see the growth faster.
Fundsupermart - >1%-2% annually - Same thing for POEMS.
NTUC ViVosave - 3.5% annually - Money locked. high interest but of course there is a certain time limit for the account. Must save 10 to 25 years due to your needs.
All the above are not investment related plans. I will normally place 80% of my money in banks or plans without any investment. It is not wise to put all your eggs in one basket, so only advise to invest 20% of your savings if you have extra money not in use in the bad economy now.
12
Below are 12 good driving tips for saving fuel. Read them carefully, and you will probably save a pile on your next petrol bill.
1. Pump up your tyres
Keeping your tyres inflated is one of the easiest and essential way to reduce petrol usage. Saving petrol = saving money. Thus, your should try to improve your fuel economy.
If a range is recommended by the manufacturer, the higher pressure should be used to maximize fuel efficiency. Deflated tyres run hot and jeopardize safety. It will cause the tyres to wear out prematurely, affect the vehicles adversely. It also decrease the fuel economy by increasing the rolling resistance.
Tyres lose about one psi pressure per month due to air loss caused by the tyre hitting holes, bumps and kerbs. There is thus a need to check tyres at least once a month. A tyre deflated by two psi will result in a one per cent increase in fuel consumption.
2. Drive at a moderate speed
Avoid speeding on open roads. Driving at the acceptable speed limit is safer and increases the fuel economy. As for highway driving, over 50% of the power produced by the engine is used to overcome aerodynamic drag. For this reason, fuel consumption increases rapidly at speeds above 90km/h. On an average, a car uses about 15% more fuel at 100km/h, and 25% more fuel at 110km/h as compared to when it is cruising at 90km/h.
However, this should not lead one to conclude that the lower the speed, the better the fuel economy. The fuel consumption of an average car increases sharply at any speed below 50km/h.
3. Clean the air filter regularly
Clogged air filters increase fuel consumption by restricting airflow to the engine. It should be cleaned/replaced when necessary. Clogged air filters can increase fuel consumption by up to 10 per cent.
4. Use thinner tyres
Tyres with thick width will improve the handling of your car. On the flip side, it will also increase your car’s fuel consumption. Thicker tyres mean more rolling resistance, and naturally higher fuel consumption.
5. Start up the car properly
Cars these days do not require you to prime the engine by pumping the accelerator pedal repeatedly before starting. Such an action wastes fuel, so avoid doing it. When starting the engine, idle it for no more than 30 seconds to warm it up. An engine will warm up faster on the road. However, avoid sudden acceleration before the engine has warmed up sufficiently.
6. Drive in high gear (Overdrive)
The engine runs most efficiently between around 1,500 and 2,500 rpm. To maintain low engine revolutions, you should increase through the gears as soon as possible and before the revolution reach 2500 rpm.
For automatic transmission cars, you should always switch on your overdrive to help save fuel. Overdrive will allow your engine to change gears at lower revolutions. It also puts your transmission into an “economy” mode. It engages the final “overdrive” gear when cruising to keep the rpms extra low, thereby increasing fuel economy.
7. Travel light
Avoid carrying any unnecessary weight in your car. On the average, every 50kg added load in your car will increase fuel consumption by two per cent.
8. Anticipate traffic ahead
A driver can reduce fuel consumption by up to 10 per cent if he does not brake or accelerate unnecessarily. Anticipate traffic conditions ahead, adjust your speed accordingly and avoid tailgating. Accelerations and decelerations waste fuel. Braking and abrupt stops can be minimized by not following too closely and slowing down gradually when approaching a red light.
It takes up to six times as much fuel to move a car from a dead stop than it does for one moving at just a few km/h.
9. Avoid strong acceleration
The fuel consumption remains at a minimum when driving steadily at a moderate speed of about 90km/h. Bear in mind that every time the accelerator is depressed, the engine goes into a “fuel-enrichment” mode which wastes fuel.
The vehicle should always be gradually and smoothly accelerated. Using cruise control on highways can help maintain a constant speed and reduce fuel consumption.Minimize fuel wastage when idling by stopping the engine whenever your car is stationary or held up for an extended period of time.
Idling for more than a minute consumes much more fuel than restarting an engine. By having the engine switched off, you will save more fuel than that you lose from the burst of fuel involved in restarting the engine. The net increased wear and tear from this practice is negligible.
10. Minimise aerodynamic drag
Additional parts on the exterior of a vehicle such as roof racks and spoilers, or having the window open, increases aerodynamic drag.
11. Don’t let your engine idle
Minimize fuel wastage when idling by stopping the engine whenever your car is stationary or held up for an extended period of time
12. Use the air-con sparingly
Air conditioners can use about 10 per cent more fuel when operating. However, if you are driving at more than 80 km/h, using the air condition is better for fuel economy than an open window.
09
Make money how? Two incomes are no longer enough. With the cost of living going up daily people are scrambling to find other ways of making money. Even with two incomes, couples are finding it harder and harder to make ends meet. Everyone wants the nicer things in life but its getting increasingly more difficult to get there. Remember the seventies and eighties? Back then, having a 30 thousand dollar a year job was considered making good money. Today, 30 thousand barely enough to support one person let alone a wife and kids. And believe me, people are still settling to make migrant farm worker wages in the 20th century. This is a harsh realities of life and its getting worse. Let me repeat that, its getting worse year after year.
The good news is, you don’t have to settle for anything less than your worth. With the age of the Internet and the millions and millions of business now online, making money as a stay at home mom or dad has opened the doors to a world of opportunities and big money. Most people just don’t know how to get too that level and with proper guidance can quit their jobs in less than a year. Imagine!
Listen, there are people who had nothing and are make more money working from home in one month then some people make in one year. There are guys and gals making 30k a month and that’s just the tip of the ice burg. How much money do you really want to make? How much do you think your worth? Then go grab it, because the skies the limit. Did you know that some doctors, who were making 125k a year, have left their practices to pursue careers on the Internet? This is an absolutely fact and i personally know one lady who left her medical practice to do just that. Why? Because she stated, “why should i settle on making 125k a year when i can make 500 or even 1 million a year? “. Unless your a heart surgeon, have built a practice early in the 80’s or have millions to invest in your own practice, working as a doctor is no longer as lucrative as it once was. There are regular men and women making 10 times what a doctor makes. Fact!
So what’s the fastest and best way to make money fast? There are thousands upon thousands of affiliates making huge sums of money online but one of the best ways is too get yourself into a market that allows you to hit the hottest selling niches head on. The best part is you can start making money almost immediately, with little or no money, and if you know how to drive people to a web site that is already setup for you, selling products like fat loss and anything health related could rake you a fortune in a matter of months. This market has an audience of over 90 million people worldwide. Do you think you could take a piece of that pie?
Source: Paul Kysley
